.home-faq {
    position: relative;
    overflow: hidden;
    padding: 112px 0;
    background: #ffffff;
}

.home-faq::before {
    content: "";
    position: absolute;
    top: -180px;
    right: -170px;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    border: 1px solid rgba(3, 52, 107, 0.07);
    box-shadow:
        0 0 0 58px rgba(3, 52, 107, 0.025),
        0 0 0 116px rgba(201, 164, 93, 0.025);
    pointer-events: none;
}

.home-faq__shell {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: minmax(0, .78fr) minmax(0, 1.22fr);
    gap: 50px;
    align-items: start;
}

.home-faq__intro {
    position: sticky;
    top: 118px;
}

.home-faq__title {
    margin: 0;
    color: #03346B;
    font-size: clamp(2.15rem, 3.8vw, 3.8rem);
    line-height: 1.22;
    letter-spacing: -0.035em;
}

.home-faq__lead {
    max-width: 500px;
    margin: 22px 0 0;
    color: #5b6f87;
    font-size: 1rem;
    line-height: 1.9;
}

.home-faq__support-card {
    position: relative;
    margin-top: 38px;
    padding: 26px 26px 24px;
    overflow: hidden;
    border-radius: 26px;
    color: #ffffff;
    background: linear-gradient(135deg, #03346B 0%, #0b4d95 100%);
    box-shadow: 0 20px 42px rgba(3, 52, 107, 0.16);
}

.home-faq__support-card::after {
    content: "";
    position: absolute;
    right: -46px;
    bottom: -76px;
    width: 180px;
    height: 180px;
    border-radius: 50%;
    border: 1px solid rgba(255,255,255,.18);
    box-shadow: 0 0 0 26px rgba(255,255,255,.035);
}

.home-faq__support-label {
    position: relative;
    z-index: 1;
    display: inline-flex;
    color: #D8BC82;
    font-size: .72rem;
    font-weight: 800;
    letter-spacing: .16em;
}

.home-faq__support-card strong {
    position: relative;
    z-index: 1;
    display: block;
    margin-top: 12px;
    font-size: 1.22rem;
    line-height: 1.5;
}

.home-faq__support-card p {
    position: relative;
    z-index: 1;
    margin: 10px 0 0;
    color: rgba(255,255,255,.74);
    font-size: .92rem;
    line-height: 1.75;
}

.home-faq__support-card a {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin-top: 20px;
    color: #ffffff;
    font-size: .92rem;
    font-weight: 700;
    text-decoration: none;
}

.home-faq__support-card a span {
    color: #D8BC82;
    transition: transform .25s ease;
}

.home-faq__support-card a:hover span { transform: translateX(4px); }

.home-faq__list {
    display: grid;
    border-top: 1px solid rgba(3, 52, 107, 0.12);
}

.home-faq__item {
    position: relative;
    border-bottom: 1px solid rgba(3, 52, 107, 0.12);
    transition: background-color .3s ease, box-shadow .3s ease;
}

.home-faq__item.is-open {
    background: linear-gradient(90deg, rgba(3, 52, 107, 0.035), rgba(201, 164, 93, 0.035));
}

.home-faq__question {
    width: 100%;
    min-height: 94px;
    display: grid;
    grid-template-columns: 50px minmax(0, 1fr) 44px;
    gap: 16px;
    align-items: center;
    padding: 20px 10px 20px 4px;
    border: 0;
    background: transparent;
    color: #03346B;
    text-align: left;
    cursor: pointer;
}

.home-faq__number {
    color: #C9A45D;
    font-size: .77rem;
    font-weight: 800;
    letter-spacing: .11em;
}

.home-faq__question-text {
    font-size: 1.08rem;
    font-weight: 700;
    line-height: 1.6;
}

.home-faq__toggle {
    position: relative;
    width: 40px;
    height: 40px;
    justify-self: end;
    border-radius: 50%;
    border: 1px solid rgba(3, 52, 107, .16);
    transition: background-color .3s ease, border-color .3s ease, transform .3s ease;
}

.home-faq__toggle::before,
.home-faq__toggle::after {
    content: "";
    position: absolute;
    top: 50%;
    left: 50%;
    width: 13px;
    height: 2px;
    border-radius: 999px;
    background: #03346B;
    transform: translate(-50%, -50%);
    transition: transform .3s ease, background-color .3s ease;
}

.home-faq__toggle::after { transform: translate(-50%, -50%) rotate(90deg); }

.home-faq__item.is-open .home-faq__toggle {
    border-color: #03346B;
    background: #03346B;
    transform: rotate(180deg);
}

.home-faq__item.is-open .home-faq__toggle::before,
.home-faq__item.is-open .home-faq__toggle::after { background: #ffffff; }
.home-faq__item.is-open .home-faq__toggle::after { transform: translate(-50%, -50%) rotate(0deg); }

.home-faq__answer {
    overflow: hidden;
}

.home-faq__answer-inner {
    padding: 0 68px 28px 70px;
}

.home-faq__answer p {
    margin: 0;
    color: #5b6f87;
    font-size: .96rem;
    line-height: 1.9;
}

.home-faq__item:hover:not(.is-open) .home-faq__question-text { color: #0B4D95; }

@media (max-width: 980px) {
    .home-faq__shell {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .home-faq__intro { position: static; }
    .home-faq__support-card { max-width: 620px; }
}

@media (max-width: 767px) {
    .home-faq { padding: 82px 0; }
    .home-faq__shell { gap: 34px; }
    .home-faq__title { font-size: clamp(2rem, 10vw, 3rem); }
    .home-faq__lead { margin-top: 18px; font-size: .95rem; line-height: 1.82; }
    .home-faq__support-card { margin-top: 28px; padding: 22px 20px; border-radius: 22px; }
    .home-faq__question {
        min-height: 84px;
        grid-template-columns: 34px minmax(0, 1fr) 38px;
        gap: 10px;
        padding: 18px 0;
    }
    .home-faq__question-text { font-size: .98rem; line-height: 1.55; }
    .home-faq__toggle { width: 36px; height: 36px; }
    .home-faq__answer-inner { padding: 0 44px 24px 44px; }
    .home-faq__answer p { font-size: .92rem; line-height: 1.82; }
}

@media (prefers-reduced-motion: reduce) {
    .home-faq__toggle,
    .home-faq__toggle::before,
    .home-faq__toggle::after,
    .home-faq__support-card a span { transition: none !important; }
}

/* Content width control: keep section background full-width, constrain the actual FAQ layout. */
.home-faq__shell {
    width: min(1180px, calc(100% - 48px));
    margin-left: auto;
    margin-right: auto;
}

@media (max-width: 767px) {
    .home-faq__shell {
        width: min(100%, calc(100% - 32px));
    }
}